Check with your tax advisor to determine if this is a tax deductible option for you.
We offer 房屋净值贷款, 能源股权贷款s, and Home Equity 信贷额度. See which option is the best fit for you:
最好:
最好:
利率 & 条款
利率 & 条款
获得资金
获得资金
最低贷款金额
最低贷款金额
最高贷款金额
最高贷款金额
Maximum Combined 贷款价值比
Maximum Combined 贷款价值比
关闭成本
关闭成本
房屋净值贷款
最好:
You need to make a single, large purchase at a certain price.
利率 & 条款
A fixed interest rate and terms up to 15 years.
获得资金
The borrowed amount is paid to you in one lump sum.
最低贷款金额
$5,000
最高贷款金额
$250,000
Maximum Combined 贷款价值比
高达90%
关闭成本
Closing costs will be unique to your loan and may include a property appraisal fee. EastRise will cover a portion of other closing costs.
能源股权贷款
最好:
You’re looking to finance energy improvements of any kind on your primary home.
利率 & 条款
A fixed interest rate and terms up to 15 years.
获得资金
The borrowed funds can be made payable to your contractor.
最低贷款金额
$5,000
最高贷款金额
$250,000
Maximum Combined 贷款价值比
高达90%
关闭成本
We work with you to minimize closing costs, making it more affordable.
Home Equity Line of 信贷
最好:
You aren’t sure of the final price, or if it is a reoccurring cost.
利率 & 条款
A revolving line of credit with a variable interest rate that will be available to you for up to 15 years.
获得资金
You can tap into your line of credit whenever you need the money.
最低贷款金额
$5,000
最高贷款金额
$250,000
Maximum Combined 贷款价值比
高达90%
关闭成本
Closing costs will be unique to your loan and may include a property appraisal fee. EastRise will cover a portion of other closing costs.
Before committing to a project that may be eligible for the 30% Federal Investment Tax 信贷, please consult with your tax advisor to determine your tax credit eligibility. The Federal Investment Tax 信贷 is not a guaranteed refund. You must qualify for this credit based on your annual tax liability. EastRise does not provide tax advice.
|
类型 |
贷款价值比 |
术语 |
年利率低至1 |
|---|---|---|---|
| 利率 effective 09/22/2024 | |||
|
APR = annual percentage rate and reflects the current minimum APR offered. |
|||
|
类型 固定利率 |
贷款价值比 高达80% |
术语 60个月 |
年利率低至1 6.50% |
|
类型 固定利率 |
贷款价值比 高达80% |
术语 120个月 |
年利率低至1 7.50% |
|
类型 固定利率 |
贷款价值比 高达80% |
术语 180个月 |
年利率低至1 7.99% |
|
类型 固定利率 |
贷款价值比 Greater than 80% up to 90% |
术语 60个月 |
年利率低至1 7.50% |
|
类型 固定利率 |
贷款价值比 Greater than 80% up to 90% |
术语 120个月 |
年利率低至1 8.50% |
|
类型 固定利率 |
贷款价值比 Greater than 80% up to 90% |
术语 180个月 |
年利率低至1 8.99% |
|
类型 |
贷款价值比 |
术语 |
年利率低至1 |
|---|---|---|---|
| 利率 effective 09/22/2024 | |||
|
APR = annual percentage rate and reflects the current minimum APR offered. |
|||
|
类型 固定利率 |
贷款价值比 高达80% |
术语 60个月 |
年利率低至1 5.99% |
|
类型 固定利率 |
贷款价值比 高达80% |
术语 120个月 |
年利率低至1 6.95% |
|
类型 固定利率 |
贷款价值比 高达80% |
术语 180个月 |
年利率低至1 7.29% |
|
类型 固定利率 |
贷款价值比 Greater than 80% up to 90% |
术语 60个月 |
年利率低至1 6.99% |
|
类型 固定利率 |
贷款价值比 Greater than 80% up to 90% |
术语 120个月 |
年利率低至1 7.95% |
|
类型 固定利率 |
贷款价值比 Greater than 80% up to 90% |
术语 180个月 |
年利率低至1 8.29% |
Submit your application online or chat with one of our home equity experts to decide which 房屋净值贷款 or Line of 信贷 is right for you.
APR = annual percentage rate may be adjusted based on individual credit standing and term. Payment Example: $25,000 loan for 60个月 at 5.99% APR will have a monthly payment of $482.25.
A home equity line of credit is a variable rate loan that may adjust monthly. 利率低至4%.50% APR as a floor and a maximum APR of 18.00%. APR may be adjusted based on individual credit standing and term. Members can borrow against the available line of credit for a period of 15 years, after which time the existing balance must be paid in full by making a monthly principal and interest payment in a new 15-year repayment period. Closing costs range from $130 to $1,500 to cover the appraisal fee and title update fee. A late fee of 5% of the payment may be charged for a payment more than 15 days late.